How much is the Canada Child Benefit in 2026?

For July 2026 to June 2027 the maximum is $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. Families with adjusted net income of $38,237 or less get the maximum; above that it is reduced.

Which year's income does the CCB use?

Your adjusted family net income from last year's tax returns: your net income (line 23600) plus your spouse's or partner's, less any Universal Child Care Benefit or RDSP income. Payments from July 2026 to June 2027 are based on 2025 returns, and both spouses must file every year. A raise this year does not reduce the benefit until next July; a drop in income does not increase it until then either.

What is adjusted family net income?

Your net income (line 23600) plus your spouse's or common-law partner's, minus any Universal Child Care Benefit or RDSP income received, plus any UCCB or RDSP amounts repaid. RRSP and FHSA contributions reduce net income and therefore increase the CCB.

How does shared custody work?

When a child lives with each parent between 40% and 60% of the time, each parent gets 50% of the amount they would receive if the child lived with them full time, calculated on their own adjusted family net income. The calculator applies the 50% split to your income.

What is the child disability benefit?

An extra amount of up to $3,480 a year per child who is approved for the disability tax credit. It is paid with the CCB and reduced by 3.2% (one child) or 5.7% (two or more) of adjusted family net income over $82,847.

Is the CCB taxable, and do I have to apply every year?

No, it is tax-free and does not count as income for other benefits. You apply once (usually at birth registration) and it renews automatically as long as both parents file a tax return every year, even with no income. Missing a return stops the payments.

Are provincial child benefits included?

Partly. The BC Family Benefit is calculated in full and added to the monthly total. For Ontario, Alberta, New Brunswick, Nova Scotia, PEI, Newfoundland and Labrador, Yukon, the NWT and Nunavut the calculator shows the program and its maximum but does not compute your amount, because the CRA does not publish every phase-out rate. Manitoba and Saskatchewan have no CRA-paid child benefit, and Quebec's Family Allowance is paid by Retraite Québec, so those are not shown.

What happens when my child turns 6 or 18?

The month after a child turns 6 the higher under-6 rate ends and the 6-to-17 rate applies. Payments stop the month after the 18th birthday. The timeline shows your new monthly amount at each of those points, assuming the same income.

When is the CCB paid?

On the 20th of each month, or the last business day before if the 20th falls on a weekend or holiday; if the annual amount is under $240 it is paid once in July. The calculator lists every payment date for the benefit year.

Canada Child Benefit Calculator (July 2026 to June 2027)

See what the Canada Child Benefit deposits in your account each month, tax-free, for your children's ages and your family's income, plus your provincial child benefit, the payment dates, and how the amount changes as each child turns 6 and 18. It uses last year's family net income, exactly as the CRA does each July.

You receive, tax-free, every month$839.75$10,077 of Canada Child Benefit over the 12 payments from July 2026 to June 2027. Next payment: September 18, 2026. Above $38,237 of family income the benefit is reduced: you get 67% of the maximum.

Canada Child Benefit $840

Monthly amount as your children grow

Maximum for 1 under 6 and 1 aged 6 to 17	$15,040.00
Reduction for your income: 13.5% × (75,000 − 38,237)	− $4,963.01
Canada Child Benefit for the year	$10,076.99
Ontario Child Benefit	see note
Paid on the 20th of each month	$839.75

Up to $146.66 a month per child under 18 for family income up to $26,865, reduced above that (rate set by Ontario, not published by the CRA). Paid with the CCB.

What changes as your children grow

2029: child now 3 turns 6: rate drops to the 6-to-17 amount	$733.58/month
2035: child now 9 turns 18: payments for them stop	$359.13/month
2041: child now 3 turns 18: payments for them stop	$0.00/month

Assumes the same income; each July the amount is recalculated from the previous year's returns.

Payment dates, July 2026 to June 2027

July 20, 2026August 20, 2026September 18, 2026October 20, 2026November 20, 2026December 18, 2026January 20, 2027February 19, 2027March 19, 2027April 20, 2027May 20, 2027June 18, 2027

Show the math

Maximum = $8,157 per child under 6 + $6,883 per child 6 to 17 (July 2026 to June 2027). Below $38,237 of adjusted family net income you get it all; between $38,237 and $82,847 it is reduced by 7.0% (1 child), 13.5% (2 children), 19.0% (3 children), 23.0% (4+ children) of income above $38,237; above $82,847 by a fixed amount plus a smaller rate. The child disability benefit ($3,480 per child) is reduced by 3.2% or 5.7% of income over $82,847. Shared custody pays each parent half on their own income. Payment dates are the 20th or the business day before (statutory holidays not checked). British Columbia's family benefit is calculated in full; other provinces show their program and maximum because the CRA does not publish every phase-out rate.

How to get the Canada Child Benefit

Apply once per child; the CRA then recalculates every July from the tax return you both filed. No application, no payments.

At the birth registrationFor a newborn, tick the Canada Child Benefit box when you register the birth with your province. The registration is sent to the CRA for you.Automated Benefits Application ↗
NowFor a child who is not a newborn, a child who moved in, or if you skipped the birth-registration box, apply online in CRA My Account under “Benefits and credits”, or mail form RC66.Apply for the CCB ↗
Every springBoth parents must file a tax return every year, even with no income. The July amount uses last year’s family net income; a missed return stops the payments.NETFILE-certified tax software (many are free) ↗
Newcomers add form RC66SCH (status in Canada) and can apply as soon as they arrive; payments start the month after eligibility.Form RC66SCH ↗
Set up direct deposit and check the payment dates. Payments land on the 20th (or the business day before).CRA My Account ↗

You may also qualify for

Child disability benefit ↗ Automatic once the child is approved for the disability tax credit (form T2201).
Canada Groceries and Essentials Benefit (formerly the GST/HST credit) ↗ Paid quarterly to lower-income families; no application beyond filing a return.

Common questions

Frequently asked questions

How much is the Canada Child Benefit in 2026?: For July 2026 to June 2027 the maximum is $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. Families with adjusted net income of $38,237 or less get the maximum; above that it is reduced.
Which year's income does the CCB use?: Your adjusted family net income from last year's tax returns: your net income (line 23600) plus your spouse's or partner's, less any Universal Child Care Benefit or RDSP income. Payments from July 2026 to June 2027 are based on 2025 returns, and both spouses must file every year. A raise this year does not reduce the benefit until next July; a drop in income does not increase it until then either.
What is adjusted family net income?: Your net income (line 23600) plus your spouse's or common-law partner's, minus any Universal Child Care Benefit or RDSP income received, plus any UCCB or RDSP amounts repaid. RRSP and FHSA contributions reduce net income and therefore increase the CCB.
How does shared custody work?: When a child lives with each parent between 40% and 60% of the time, each parent gets 50% of the amount they would receive if the child lived with them full time, calculated on their own adjusted family net income. The calculator applies the 50% split to your income.
What is the child disability benefit?: An extra amount of up to $3,480 a year per child who is approved for the disability tax credit. It is paid with the CCB and reduced by 3.2% (one child) or 5.7% (two or more) of adjusted family net income over $82,847.
Is the CCB taxable, and do I have to apply every year?: No, it is tax-free and does not count as income for other benefits. You apply once (usually at birth registration) and it renews automatically as long as both parents file a tax return every year, even with no income. Missing a return stops the payments.
Are provincial child benefits included?: Partly. The BC Family Benefit is calculated in full and added to the monthly total. For Ontario, Alberta, New Brunswick, Nova Scotia, PEI, Newfoundland and Labrador, Yukon, the NWT and Nunavut the calculator shows the program and its maximum but does not compute your amount, because the CRA does not publish every phase-out rate. Manitoba and Saskatchewan have no CRA-paid child benefit, and Quebec's Family Allowance is paid by Retraite Québec, so those are not shown.
What happens when my child turns 6 or 18?: The month after a child turns 6 the higher under-6 rate ends and the 6-to-17 rate applies. Payments stop the month after the 18th birthday. The timeline shows your new monthly amount at each of those points, assuming the same income.
When is the CCB paid?: On the 20th of each month, or the last business day before if the 20th falls on a weekend or holiday; if the annual amount is under $240 it is paid once in July. The calculator lists every payment date for the benefit year.

Full guide: how it works, a worked example, every rule and every source Read the guide →

Sources

Every figure on this page comes from one of these primary sources. Data last verified September 7, 2026.

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Data verified for tax year 2026: September 7, 2026 Updated September 7, 2026 By Nishant Malik, founder of GlassLayer